Just as you protect your family with Life insurance, your business also needs to be protected. Read more about Life insurance. Read more about Life Insurance
Should a valuable employee be unable to work due to illness, injury or death, Keyman insurance provides financial coverage to compensate for the loss due to decreased productivity.
When two or more people go into business together, Buy Sell insurance enables one partner to buy the shares from the other partner in the event of their death or disability without having to incur a major debt against the business.
Expense and Overhead insurance pays ongoing fixed expenses – such as salaries, rent and utilities – if the owner/manager becomes disabled and is not able to generate income to pay the bills. It allows the business to continue to function normally and remain intact.
Business Loan Protection provides the extra financial security a business needs should the owner/manager pass away or become injured or disabled. The coverage pays any outstanding business loans and loan interest so there’s no need to dip into personal savings or other assets to pay off the company’s debts.
Proper succession planning gives you the opportunity to pass the ownership of your company to someone else with the least amount of interruption and the greatest tax efficiency.
Split Dollar Plans is the division of costs and benefits of an insurance policy between two or more parties where each party will receive the benefit that they paid for.
Extended Health and Dental insurance ensues that your medical expenses are covered. Benefits extend to drugs, dental, hospital stays and other paramedical costs.